EPISODES
You can watch all the installments of Your American Retirement Show right here on this page. Start with a topic you want to learn more about, and let us know what subjects you would like to see covered next!
How to Maximize Your Spending Power in Retirement
On this week’s episode of Your American Retirement, Randy discusses the latest news about the future of Social Security and rings-in Annuity Awareness Month by sharing the benefits of investing in fixed indexed annuities and MYGAs. Randy Sams would love to meet with...
Avoid These Risky Investments for a Secure Retirement
Randy points out some specific investments you want to avoid if you’re nearing retirement, and explains why. Plus, he provides examples of inflation happening around the United States and shares tips to help you limit the damage inside your retirement portfolio....
Sunny Money: How To Improve Your Retirement Outlook This Summer
On this week’s edition of Your American Retirement, Randy debunks five common financial misconceptions. Plus, he explains the six things you should do when your nest egg reaches $250,000 to better protect and grow your hard-earned savings. Contact Randy Sams at (866)...
Bad Financial Habits that Can Impact Your Retirement
On this week’s episode of Your American Retirement, Randy explains the five financial habits that could be costing you thousands of dollars each month. Plus, Randy goes further in depth about how inflation impacts your retirement and gives tips on how to counter its...
Take These Steps to Prevent a Retirement Tax Bomb
This week, Randy goes in-depth about pensions and helping Americans develop a plan for income streams they can count on during retirement. Plus, Randy stresses the importance of taking steps to prevent a retirement tax bomb in your future. For More Information: Visit...
Why 2024 Could Be the Best Time to Invest in a Fixed-Indexed Annuity
Randy explains why this year could be the best time to invest in a Fixed-Indexed Annuity to bolster your retirement portfolio. Plus, 10 little-known facts about retirement in American today. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch...
Updated Online Budgeting Trends – Interview with Robin Growley
In this bonus interview from Retirement.Radio's Matt McClure, we talk with Robin Growley - Head of Consumer Deposits at Bank of America. The two discuss some new online budgeting trends Robin has been tracking and offer advice on how listeners can navigate them. For...
The Biggest Retirement Mistakes You Want to Avoid
On this week’s edition of Your American Retirement, Randy calls attention to the three financial moves one should make if they’re in their 50s. Plus, a need-to-know Social Security update for 2024 that could drastically affect your retirement. For More Information:...
Helping You Build a Roadmap for Your Retirement
On this week’s show, Randy explains the six key tasks investors should complete when preparing for retirement. Plus, he discusses the meaning of “Peak 65” and how it can affect Social Security in 2024. For More Information: Visit YourAmericanRetirement.com Subscribe...
What America’s Seniors Love (and Regret) About Retirement
On this week’s show, Randy shares tax reminders for retirees, the 3 phases of retirement, and an update on the U.S. National Debt. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on our YouTube Channel Contact Randy Sams...
How to Navigate the Biggest Challenges in Retirement
On this week’s show, Randy breaks down the common mistakes made by retirees that damage their financial health. Plus, he discusses the seven financial headwinds for American pre-retirees, and retirees. For More Information: Visit YourAmericanRetirement.com Subscribe...
Important Social Security Decisions for Married Couples
On this episode of Your American Retirement, bonus speaker, Matt, discusses social security for married couples. Do you need help understanding Social Security, especially when it comes to spousal benefits? You're not alone. For More Information: Visit...
Spring Cleaning for Your Finances: How to Improve Your Retirement
On this episode of Your American Retirement, Randy discusses the outlook of Social Security within the next decade. Plus, Randy shares 7 money moves to make this spring in order to feel better about your financial future. For More Information: Visit...
Is America Ready for Retirement?
On this episode, Randy shares seven alarming retirement statistics that will motivate you to start planning for your future. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on our YouTube Channel Call Randy Today at (866)...
Healthcare for Heroes: Options & Benefits for Veterans
The Department of Veterans Affairs is announcing that all Veterans who were exposed to toxins and other hazards while serving in the military will be eligible to enroll directly in VA health care on March 5, 2024. This means that Veterans who were exposed to burn...
Making Sense of Medicare
Medicare can be incredibly confusing, but the good news is that there are people available to help. State Health Insurance Assistance Programs (SHIPs) provide unbiased, free help for those who want to better understand their options. Retirement.Radio’s Matt McClure...
How to Build a “Results in Advance” Plan for Your Retirement
Randy explains how he can help you build a “Results in Advance” plan for your retirement. Plus, he outlines five reasons to consider a Roth IRA, and breaks down the expense ratio formula to help you learn how much you are paying in fees. For More Information: Visit...
When It Comes to Your Money: Get More in 2024!
This week, Randy brings you four ways to boost your retirement savings. Plus, we explain how catch-up contributions could build your nest egg if you are in the “retirement red-zone.” For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode...
Proper Planning Prevents Poor Performance: Three Steps to Prepare for Retirement
Randy equips his listeners with a three-step guide to preparing for retirement. Plus, Randy dispels election year myths and how the upcoming elections may or may not affect your finances. Plus, Randy points out five financial landmines to avoid if you want your money...
How Americans Can Improve Their Retirement Plans in 2024
On this week’s episode of Your American Retirement, Randy discusses why millions of Americans are unprepared for retirement, and highlights the proper process to follow if you want to guarantee a safe retirement for yourself and your family. Plus, Randy points out...
Examining Risk and How It Can Impact Your Retirement
On this first episode of 2024, Randy discusses some goals and resolutions for the new year that could help you significantly improve your finances. Plus, what do retirees fear the most, and what are the three phases of retirement? Randy has the answers you need to...
Sports and Apparel Companies are Facing a Rough Holiday Season
The holiday shopping season is typically a time of big sales numbers for retailers, but one industry seeing a big decline as of late is the sporting goods and apparel industry. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com...
How You Can Leave a Smart Legacy for Your Heirs and Future Generations
On this week’s edition of Your American Retirement, Randy discusses the importance of leaving a smart legacy for future family generations. Plus, he explains how smart safe investments work and why annuities could take away a lot of your stress in retirement. Randy is...
How to Build a Smart Retirement Plan for 2024 and Beyond!
Randy explains the statistical likelihood of living until age 90 or greater, and the financial ramifications that come along with such a milestone. Plus, he breaks down eight ways baby boomers could potentially run out of money in retirement. Randy is here to serve as...
How Inflation is Impacting Americans this Holiday Season
Randy explains how recent inflation numbers could affect your Thanksgiving holiday. Plus, Americans are living longer and Randy answers the question of how retirees are going to pay for it. Randy is here to serve as your trusted guide for all things retirement! For...
How to Properly Prepare for Retirement: Don’t Get Left Behind!
Randy explains why most Americans 65 and older are unprepared for retirement. Plus, we explain the benefits of personal pensions and how you can beat your paycheck with the right retirement income strategies. For More Information on Randy and the Show, Please Visit...
Are You in the Retirement Redzone? How to Protect What You Have Saved
As you get closer to retirement, your financial priorities should change. If your golden years are approaching, or if you have recently retired – protecting your hard-earned money from loss is extremely important. More people than ever are worried about outliving...
Beware Bank CDs: Smart Safe Alternatives to Your Retirement Savings
On this week’s Your American Retirement, Randy warns you about Bank CDs and explained how a safe retirement goes through fixed-indexed annuities. Plus, Randy preaches for the need for seniors to protect their buying power. Book a Free Consultation with Randy Here....
Medicare Tips and Scams to Avoid During the Annual Enrollment Period
On this week’s episode of Your American Retirement, Randy dives deeper into each plan for Medicare and helps listeners understand which elements may be the right fit for them. Plus, we point out common scams surrounding Medicare that you must look out for and avoid....
If You Fail to Plan, You Are Planning to Fail!
On this week’s episode of Your American Retirement, Randy breaks down Medicare and each individual part to help determine if Medicare is right for your situation. Plus, Randy explains the 4% rule, and how a Fixed Indexed Annuity could help you improve your income...
Stay Ahead of the Medicare Enrollment Period
As we approach the annual enrollment period, there are many questions on the minds of Medicare beneficiaries. Are premiums going up? What changes can we expect in coverage? How can you make the best decisions for your healthcare needs in the coming year? Randy has the...
How Randy Can Make Your Retirement Dreams Come True
Randy outlines the most expensive budget items for retirees today. Plus, does the 4% rule still work during times of high inflation? Randy shares his thoughts on this week’s show. Book a Free Consultation with Randy Here. Call today by dialing 866-990-7664
Harsh Realities for the Next Generation of Retirees
In this week’s episode of Your American Retirement, Randy goes into the latest updates of state-by-state inflation and how that affects the timing of claiming social security. Plus, Randy details information on Inherited IRAs. Book a Free Consultation with Randy Here....
How Randy Can Help Make Your Retirement Dreams Come True
In this week’s episode of Your American Retirement, Randy goes into the latest updates of state-by-state inflation and how that affects the timing of claiming social security. Plus, Randy details information on Inherited IRAs. Book a Free Consultation with Randy Here....
How Strong is Your Retirement Plan?
On this week’s episode of Your American Retirement, Randy explains the 4% rule and how it could help you protect your retirement savings. Plus, Randy draws a roadmap for starting your own personal pension plan. Book a Free Consultation with Randy Here. Call today by...
Are You in the Retirement Redzone?
On this week’s episode of Your American Retirement, Randy details the silver lining to retirement planning, plus, what are the two big mistakes people make in retirement? Randy explains it all in this show. Book a Free Consultation with Randy Here. Call today by...
Investing Strategies for Your Retirement
In this week’s episode of Your American Retirement, Randy goes through the five financial rules Warren Buffett follows for a solid financial life. Plus, why are 1 in 5 baby boomers delaying retirement, and are American’s doubting retirement plans? Book a Free...
Which Type of Retirement Income Plan is Right for You?
On this week’s episode of Your American Retirement, Randy explains the different types of annuities and which one may be right for your retirement income plan. Plus, we open the listener mailbag to answer your questions about Social Security, inflation and more! Book...
What You Need to Learn During Annuity Awareness Month
Randy dives deep into the world of annuities, a financial tool that has gained significant attention in recent years. This week serves as your comprehensive guide to understanding annuities, their benefits and how they work. Randy breaks down the different types of...
How to Start Planning for a Successful Retirement
Randy dives deep into the essential steps you need to take to start planning for retirement. In this episode, he shares practical tips to help you navigate this crucial phase of your financial journey. Book a Free Consultation with Randy Here. Call today by dialing...
How to Remove the IRS and Government Volatility from Your Retirement Plan
On this episode of Your American Retirement, Randy goes through the five steps to master your cash flow and set yourself up for a successful retirement. Plus, Randy outlines three reasons why you should be concerned about the national debt. Book a Free Consultation...
How to Set-up a Personal Pension and Live Comfortably During Retirement
In this episode of Your American Retirement, Randy explains the nine ways to live comfortably during your retirement. Plus, he shares a couple stories – a parable about annuities, and a personal story about a message he received from a listener who recently booked a...
Will Social Security Be Around When You Retire?
Recent turmoil in the banking industry has a lot of people concerned. If that’s you, don’t miss this show! Randy shares safe money strategies that protect your investment 100%. Plus, will Social Security be around when you retire? Randy Sams explains how to build a...
Minimizing Fees and Maximizing Your Social Security Benefits
On this episode of Your American Retirement, Randy ties the three phases of retirement together with seven ways to maximize social security. Plus, Randy discusses the benefits of reducing fees and creating income with guaranteed lifetime annuities. Book a Free...
Living a Smart Retirement Lifestyle & Estate Planning for Your Family
On this episode of Your American Retirement, Randy continues the Smart Retirement Plan Series by discussing guaranteed income and fixed indexed annuities. We also discuss ten tips for a successful retirement. Book a Free Consultation with Randy Here. Call today by...
Following These Rules Will Make or Break Your Retirement
On this episode of Your American Retirement, Randy explains the importance of reviewing your retirement plans to ensure success. Are you following these essential retirement rules? Find out on this week’s show. Finally, Randy shares some important updates from Secure...
What the Secure Act 2.0 Means for Your Retirement
On this episode of Your American Retirement, Randy shares 10 reasons why annuities make sense, along with the types of annuities to consider adding to your portfolio. Plus, Randy breaks down important updates regarding Secure Act 2.0 and why it matters for your...
The Secret Ingredient in the Most Successful Retirement Plans
In this episode, Randy outlines his secret formula for a happy and healthy retirement. He also lists things you want to eliminate from your current plan to maximize returns and minimize stress during your golden years. Plus, Randy details annuities, compound interest...
Randy’s Keys to a Smart Retirement Plan
On this episode of Your American Retirement, Randy goes into detail and outlines a plan for maximizing your income and living a stress-free retirement. Plus, Randy explains the changes to Required Minimum Distributions in 2023 and IRS penalties you will want to avoid...
How to Delete Taxes, Fees and Expenses from Your Retirement Plan
Are you paying too much for your retirement plan? This week, Randy discusses some strategies for eliminating unnecessary fees, taxes and expenses so you can live the retirement lifestyle you deserve. Book a Free Consultation with Randy Here. Call today by dialing...
Financial Tips for the Holiday Season with Randy Claus
Randy goes over Required Minimum Distributions and explains how to keep the IRS out of your retirement plans. Plus, a warning about scam artists targeting pre-retirees and retirees, the difference between paychecks and playchecks – and much more! Book a Free...
Jump Start the New Year with this Financial Checklist
On this week’s show, Randy explains how you can avoid Required Minimum Distributions and kick the IRS out of your retirement plan. Plus, he explains how to make 2023 your best year yet with his financial checklist. Book a Free Consultation with Randy Here. Call today...
Has Your 401k Disappointed This Year?
Randy lists the seven questions he can help you answer during your free retirement consultation, and shares some tips for saving money this holiday season. Plus, a relatable story about living comfortably during retirement. Book a Free Consultation with Randy Here....
How to Achieve Financial Freedom in 2023 and Beyond
On this week’s show, Randy discusses the steps you should be taking in 2023 to become financially secure. Plus, he dives into what retirees fear the most, and the updated tax brackets for 2023. Book a Free Consultation with Randy Here. Call today by dialing...
How to Get the Most out of Social Security and Medicare
On this week’s show, Randy shares a social security checklist to help maximize your benefits, and shares a personal story about how helped a client navigate the social security minefield. Plus, more information about Medicare and the Annual Enrollment Period. Book a...
Social Security: Everything You Need to Know
Randy discusses Medicare options and Medicare advantage plans. Plus, he explains important information about Social Security, taxation of benefits and details benefits related to ex-spouses. Book a free consultation with Randy here. Call today by dialing 866-990-7664
How to Maximize Your Social Security Benefits
Randy reviews Medicare parts A, B and C to help you make informed decisions during this Annual Enrollment Period (AEP) Plus, an in-depth look at Social Security benefits and understanding how to maximize your monthly income. Book a free consultation with Randy here....
Inflation is Casting a Shadow over the Holiday Season
Randy discusses the Social Security cost of living adjustment (COLA) and how it will affect households across the country as we enter the holiday season. Plus, Randy explains Medicare parts A, B and C in great detail so you can be well-informed during this Annual...
Guarantees for Your Retirement and Medicare’s Annual Enrollment Period
Randy helps listeners understand how they can get more guarantees in their retirement plans. Would you rather have a “sure-thing” or a “what-if” when it comes to your hard-earned money? With the Annual Enrollment Period for Medicare also upon us, Randy walks listeners...
The Smart Retirement Plan: Smart Health, Smart Care And Smart Reinvesting
Randy and Kale discuss what you need to know about Medicare and how to fund your healthcare expenses throughout your lifetime. They also talk about some rules to keep in mind when planning for retirement, and share the quote of the week. Book a free consultation here....
How Social Security Works and Other Ways to Generate Income for Life
On this week’s show, Randy and Kale discuss the ins and outs of social security, and offer additional solutions for generating retirement income. Are your savings safe and protected from loss? Are fees holding-back your portfolio? Schedule a free meeting with Randy...
The Smart Retirement Plan: Smart Review and Smart Income Streams
Randy and Kale continue the Smart Retirement Plan series with a discussion of Smart Review and Smart Income Streams. It’s important to have your finances reviewed at least once a year to ensure you are on track to reach your goals. Let us help you by providing a free...
The Smart Retirement Plan
Randy and Kale explain the first three components of a smart retirement plan. Tune-in over the next few weeks to hear the complete smart retirement plan series. Are your retirement savings safe and protected from loss? Are fees holding-back your portfolio? Call today...
A Financial Check-Up For A Healthier Retirement
Erick explains why you should have your personal finances reviewed annually to ensure you are on the right path. Consider replacing your bonds with annuities to delete portfolio fees and guarantee yourself an income for life. Call Erick today at 352-616-0511 Book a...
How to Create Your Own Personal Pension
The More You Learn, The More You Earn
Investing With Income In Mind
What We Would Do If We Were You